Offered in Arizona, California, and Nevada

Program 1: 1st Mortgage

• Loans to be secured by a first mortgage on the borrower’s residence.
• Interest rates of Prime plus 2.75%+.
• Loan amounts ranging from $100,000 to $2 million.
• Loan terms of 10-30 years.
• Loan to value ratios of 70% or less.

Program 2: 2nd Mortgage Home Equity Line of Credit

• Loans to be secured by a second mortgage on the borrower’s residence.
• Interest rates of Prime plus 4.75%+.
• Loan amounts ranging from $30,000 to $250,000.
• Loan terms 6 years or less.
• Combined loan to value ratio of first and second mortgage not to exceed 70%.