Offered nationwide in metropolitan market areas.

• Loans to be secured by single family, multi-family, office, industrial, retail, and hotel, first or second mortgages and/or first or second mortgage on other real estate collateral owned by borrower and personal guarantee of borrower.
• Interest rates of Prime plus 3%.
• Loan amounts ranging from $100,000 to $10 million.
• Initial loan terms of 6-12 months, with extensions available for the same period.
• Loan to value ratios of 65% for single family, multi-family, office, industrial, and retail properties, 60% for hotel properties, and 50% for land.